20kW–200kW+System sizes financed
Often $0Net cost after bill savings
Low-docAvailable up to $150K
BatteriesBundle storage in same loan
Australian trade business equipment on a sunny Queensland site

Let Your Power Bills Pay for the Solar

Commercial power bills are one of the biggest operating costs for workshops, warehouses, and trade businesses. A well-designed solar system can cut electricity costs by 50–80%. When the monthly savings exceed the loan repayment, your power bill is essentially funding the system.

The key is sizing the system correctly and getting the right finance structure. A balloon or residual at the end can reduce monthly repayments to make the maths work even better — but that needs planning upfront.

What We Finance

☀️ Commercial solar arrays

20kW–200kW+ rooftop systems

🔋 Battery storage

Bundle batteries in same loan

🏭 Warehouse & factory solar

Large rooftop commercial systems

🔧 Workshop solar

Trade workshops, yards, depots

⚡ EV charging infrastructure

Pair solar with fleet charging

📊 Monitoring & management

Include system monitoring in finance

💡 Example: 50kW Workshop Solar System

System installed cost
~$65,000 (after STCs)
Estimated annual generation
~67,500 kWh/year
Estimated bill savings
~$2,000–$2,700/month
Finance repayment (5yr)
~$1,312/month

Savings estimates vary by location, tariff, and usage pattern. This is illustrative only. Confirm with your solar installer and energy retailer.

Indicative Repayments

Based on 7.9% p.a. comparison rate. Most commercial solar loans are 5–7 year terms.

System Value3 Years5 Years7 Years
$30,000~$934/mo~$607/mo~$466/mo
$65,000~$2,025/mo~$1,314/mo~$1,010/mo
$100,000~$3,115/mo~$2,022/mo~$1,554/mo
$150,000~$4,672/mo~$3,033/mo~$2,330/mo

Indicative only. Not a credit offer. All finance subject to lender approval.

The Tax Angle

A financed commercial solar system is business equipment. The interest component may be tax-deductible, and depreciation rules (including instant asset write-off under Div 40 or Div 328 small business rules) may allow significant deductions. Your accountant can confirm what applies to your situation. This is general information only, not tax advice.

Ready to Cut Your Power Bills?

Check your eligibility — 2 minutes, no credit impact.

No Broker Fees

Our finance service is completely free to you. We're paid a commission by the lender — you pay nothing extra for our help arranging your finance.

How It Works

1
Get an installer quote
We need an invoice or detailed quote with system specs.
2
Finance readiness check
We assess your business and find the right lender.
3
Approval & settlement
Lender pays installer direct. Installation begins.
4
Savings start immediately
Your power bills drop from the first sunny day.

Requirements

  • ✅ Active ABN (12+ months)
  • ✅ Own or long-term lease the building
  • ✅ Professional installer quote
  • ✅ Low-doc available up to ~$150K
  • ✅ Full financials for larger systems

Don't forget STCs

Small-scale Technology Certificates reduce your upfront cost by $3,000–$25,000+ depending on system size and location. A good installer will apply these as an upfront discount on the invoice — meaning you finance less.

Solar Finance FAQ

We finance commercial solar systems from around 20kW up to 200kW+. The sweet spot for trade business financing is 30–100kW. Smaller residential-style systems under 10kW are less commonly financed as stand-alone equipment loans.

Often yes — for well-sized systems in high-usage businesses. A 50kW system in a busy workshop can save $2,000–$2,700/month in power costs. Financed over 5 years, repayments are typically $1,300–$1,400/month. The net saving from day one is real — though the numbers depend on your location, usage, and tariff.

Yes. Battery storage can generally be bundled into the same finance facility as the solar system, especially if quoted by the same installer. This lets you finance a full solar-plus-storage solution in one loan.

Generally yes, or you need a long-term lease (typically 10+ years remaining) with landlord consent. Solar on a short-term lease is difficult to finance as the asset can't easily be recovered by the lender.

STCs (Small-scale Technology Certificates) and state rebates typically reduce the upfront invoice. A good installer credits these upfront — meaning you finance the post-rebate amount. This can reduce a $90,000 system to $65,000–$70,000 financed.

For systems up to $150,000, low-doc options are often available with recent business bank statements and BAS. For larger systems, full financials — tax returns and P&L statements — are usually required by lenders.

More Equipment Finance

See All Equipment Types →

Make Your Power Bills Work For You

Finance a commercial solar system and let the savings fund the repayments.