Finance your power tools, compressors, generators, welding equipment and complete tool sets. Keep your deposit, start earning with new tools today.
Every dollar you spend buying tools outright is a dollar not available for wages, materials, or your next job. A $15,000 tool purchase in cash is a significant hit. Financed at $300/month over 5 years, it's barely noticeable in your cash flow — while the tools are generating revenue from day one.
Tools finance is also useful for tooling up a new apprentice, replacing aged-out equipment, or setting up a second crew properly so you can take on more work simultaneously.
🔧 Power tool sets
Milwaukee, Makita, DeWalt, Hilti
💨 Compressors
Portable and workshop compressors
⚡ Generators
Site power, inverter and industrial
🔥 Welding equipment
MIG, TIG, plasma cutters
🧰 Full trade set-ups
New apprentice / second crew
📱 Test & measure tools
Electrical testers, thermal cameras
Based on 7.9% p.a. comparison rate. Most tools loans are 3–5 year terms.
| Loan Amount | 2 Years | 3 Years | 5 Years |
|---|---|---|---|
| $8,000 | ~$363/mo | ~$249/mo | ~$162/mo |
| $18,000 | ~$817/mo | ~$560/mo | ~$364/mo |
| $30,000 | ~$1,361/mo | ~$934/mo | ~$607/mo |
| $50,000 | ~$2,268/mo | ~$1,556/mo | ~$1,012/mo |
Indicative only. Not a credit offer. All finance subject to lender approval.
A properly equipped first-year plumbing apprentice needs $12,000–$20,000 in tools. Financing this keeps the cash free for wages and training costs. At $18,000 over 3 years, repayments are ~$560/month. If the apprentice adds just one extra job per week to your capacity, that repayment is covered many times over.
Takes 2 minutes. Most approvals within 4–24 hours.
Our finance service is completely free to you. We're paid a commission by the lender — you pay nothing extra for our help arranging your finance.
Our finance service is completely free to you. We're paid a commission by the lender — you pay nothing extra for our help arranging your finance.
Most lenders have a minimum of $5,000–$10,000 for a tools and equipment loan. For smaller purchases, a business credit card or line of credit may be more appropriate.
Yes. A bundle or set listed on a single invoice can be financed as one loan. A comprehensive toolset for a new trade business worth $15,000–$25,000 is a common scenario.
In most cases yes — reputable suppliers and trade tool retailers are generally acceptable. An invoice or purchase order is required. Some lenders prefer GST-registered suppliers.
Yes. We can handle both simultaneously — one process, separate finance facilities if needed. This is common for tradies setting up a new vehicle and tooling it out at the same time.
Interest on business equipment finance may be deductible. Depreciation rules may also apply. Speak with your accountant — this is general information only, not tax advice.
For your trade vehicle.
Bundle tools + van fit-out.
Workshop and vehicle fit-outs.
Finance your trade tools and equipment — keep your working capital, start earning from day one.