$20K–$120KTypical finance range
24–48 hrsAverage approval time
AttachmentsOften included
New & UsedBoth financed
Compact skid steer loader working on an Australian construction site

Why Finance a Bobcat?

For landscapers, earthmovers, excavation contractors, and concreters, a bobcat or skid steer opens up jobs that simply aren't possible manually. A machine that enables you to do in 1 hour what would take a team 3 hours by hand is generating serious return — and that return starts from day one of operation.

A typical skid steer with a set of attachments costs $55,000–$90,000 new. At a day hire rate of $800–$1,200, it pays for its finance repayments within the first few weeks of each month — the rest is profit.

Machines We Finance

🚜 Skid steer loaders

Bobcat, Case, New Holland, JCB

🚜 Compact track loaders

Better traction on soft/wet ground

🚜 Wheeled compact loaders

Kubota, Komatsu, Yanmar

🔧 Attachments included

Buckets, augers, forks, trenchers

Indicative Repayments

Based on 7.9% p.a. comparison rate. Rates vary by lender and circumstances.

Machine Value3 Years5 Years7 Years
$35,000 (used)~$1,090/mo~$710/mo~$540/mo
$55,000 (mid-size)~$1,710/mo~$1,115/mo~$849/mo
$80,000 (new with attachments)~$2,487/mo~$1,619/mo~$1,235/mo
$110,000 (large CTL)~$3,420/mo~$2,227/mo~$1,698/mo

Indicative only. Not a credit offer. All finance subject to lender approval.

📊 Finance the Attachments Too

A full set of attachments — bucket, auger drive, pallet forks, and a trencher — can add $15,000–$30,000 to the purchase price. When bought with the machine, these can often be included in the same finance facility. One loan, one repayment, fully tooled up from day one.

Ready to Check Your Options?

2 minutes to complete. Approval typically within 24–48 hours.

How It Works

1
Readiness check
Tell us about the machine and business.
2
Lender comparison
We shop the panel for the best rate.
3
Pre-approval
Typically 24–48 hours.
4
Machine on site
Funds transfer. You start earning.
No Broker Fees

Our finance service is completely free to you. We're paid a commission by the lender — you pay nothing extra for our help arranging your finance.

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No Broker Fees

Our finance service is completely free to you. We're paid a commission by the lender — you pay nothing extra for our help arranging your finance.

Requirements

  • ✅ Active ABN (12+ months)
  • ✅ Business income evidence
  • ✅ Good credit history
  • ✅ Machine invoice / dealer quote
  • ✅ Machine inspection may apply (used)

Bobcat Finance FAQ

"Bobcat" is a commonly used generic term in Australia for any skid steer loader (after the Bobcat brand). Technically, a skid steer has rubber tyres; a compact track loader (CTL) has rubber tracks for better traction on soft ground. All types are financed the same way.

Yes, in most cases. Attachments purchased at the same time and included on the same invoice can often be bundled into the same loan. This gives you a fully tooled-up machine from day one on a single repayment.

Yes. Used machines are commonly financed. Age and hours are considered — most lenders will fund machines up to 10–12 years old with reasonable hours. A machine inspection may be required for older machines.

In many cases a plant trailer can be financed at the same time if purchased together. Some lenders treat them as separate assets on the same application. Ask us about your specific situation.

Most applications are assessed within 24–48 business hours. For machines under $150,000 with an established business, approval can come back faster.

More Equipment Finance

See All Equipment Types →

Get the Machine Your Jobs Demand

Equipment Finance Readiness Check — 2 minutes. Pre-approval in 24–48 hours.