Equipment finance structured right doesn't cost you money. It makes you money. Here's how to find out if it works for your situation — free, no obligation, straight answer.
Check My Equipment Finance Options →Takes 5 minutes · No cost · Honest answer guaranteed
You've got more work than you can take on. But buying another machine — another van, another excavator, another unit — feels like a massive risk right now.
So you keep saying no to jobs. Or you keep running old gear past the point it should be retired. Or you bring in a subcontractor and hand them 30% of your margin because you don't have the capacity yourself.
Here's what that's actually costing you.
The equipment that would let you say yes? Often $60k–$120k.
You do the maths.
Most tradies we speak to have one of these in their head. Here's the reality.
"I don't think I'll get approved."
Equipment finance for trade businesses is one of the most straightforward types of finance there is. The asset is the security. If your business is generating income and you've got reasonable credit, you can usually get an answer in 24–48 hours. Most tradies who say this have never actually asked.
"The repayments will kill my cashflow."
Equipment that generates more revenue than its repayment cost isn't a drain — it's an asset. A $120k excavator on a 5-year term is roughly $2,200/month. If it lets you take on an extra $8,000–$12,000/month in work, the numbers aren't even close. We run the numbers with you before you commit to anything.
"I tried my bank, it was too hard."
Banks are slow, generic, and not set up for trade businesses. A specialist equipment finance broker — someone who works exclusively with tradies — can usually move faster, access more lenders, and structure the deal in a way a bank branch manager never would.
New or used equipment. Vehicles. Machinery. Tools. Trailers.
Don't see your equipment? Ask anyway. If it has a purpose in your business, there's usually a way to finance it.
Takes 2 minutes. Tell me what you're looking to buy and roughly what your business turns over. No bank statements needed yet.
I ask you a few questions about the equipment, your situation, and what you're trying to achieve. Plain language. No jargon. No pressure.
I tell you honestly what's realistic — what you can borrow, what the repayments look like, and whether it actually makes financial sense. If it doesn't, I'll tell you that too.
Most applications are submitted within 24 hours. Approvals typically come back within 2–5 business days depending on the lender. No waiting weeks for your bank to get back to you.
I'm based on the northern beaches of Cairns. I hold an ASIC credit licence. I specialise in equipment finance for Queensland trade and service businesses.
I'm not a bank. I'm not a broker who works across every industry and treats you like a number. I work specifically with trade businesses — which means I actually understand how your cash flow works, what equipment does for your capacity, and how to structure a deal that makes sense for the way you operate.
If it's not going to work for you, I'll tell you that in the first 5 minutes. I'd rather give you a straight answer than waste both our time.
Cost: $0 · Time: 20 minutes · Risk: None
Finance is subject to lender approval. We'll tell you what's realistic before you commit to anything.
Two minutes to fill in. Straight answer within one business day. No surprises.
📋 GHL Form Embed Goes Here
Replace this block with your Go High Level form embed code or Calendly booking widget.
Queensland trade businesses only · Credit subject to lender approval
The equipment assessment is free. The call is 20 minutes. The worst case is you find out it's not right for you yet — and that's useful too.
Check My Equipment Finance Options →